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Products and Services

Q. What is the Wells Fargo SecureSourcesm Payments service?

A. The Wells Fargo SecureSource Payments service is an integrated payments system that enables merchants to accept, fraud-screen, process and settle credit card and electronic check transactions-online.

Payments Products:

  • Process payments from your physical store with SecureSource Terminal - by using a Web browser!

  • Process payment online from your Web store with SecureSource Link - by inserting simple html code into your Web site's transaction page!

Key Benefits:

  • Decreased risk of loss from fraudulent transactions through the Wells Fargo RiskAssessorsm system

·         Rapid enrollment and activation through real-time decisioning

  • Customizable reporting options through SecureSource Manager

  • Increased sales opportunities through integrated payment options-credit card and electronic check

Q. What is SecureSource Manager?

A. SecureSource Manager is the function of the Wells Fargo SecureSource Payments service you use to customize your sales and reconciliation reports according to the specific needs of your growing business.

Q. What is SecureSource Terminal?

A. SecureSource Terminal is used with Seller-initiated payments, such as phone orders.  A secure, browser-based interface enables you to accept, fraud screen, process, and settle online payments using any computer that has an Internet connection and a Web browser.  SecureSource Terminal replaces standard authorization terminals or software, and provides the best solution for Sellers who manually enter credit card transactions for mail or phone order sales.  SecureSource Terminal is also faster than standard dial-up authorization systems.

Q. If I use SecureSource Terminal, do I need SecureSource Link.

A. No.  SecureSource Terminal is a stand-alone browser-based connection and does not require SecureSource Link.

Q. If I use SecureSource Terminal, how long does it take to accept, fraud screen, process, and settle online payments?

A. Once you enter your sales and customer information into an electronic form that provides the Wells Fargo SecureSource Payments service with the information it requires, your online transaction processing takes just seconds.  You can also check the status of transactions, automatically bill customers for recurring charges or run a variety of reports right from your SecureSource Terminal.

Q. If I use SecureSource Terminal, how do I access my customer information, transaction reports and sales data?

A. To access your secure customer information, transaction reports and sales data using SecureSource Terminal, you simply logon to your Online Seller Account using a unique user ID and a password, to get access to authorizations for purchases, credits and returns, status and activity reports.

Q. What is SecureSource Link?

A. SecureSource Link is a secure online system for Internet-based businesses that want to accept, fraud screen, process, and settle online payments directly from their Web site.

SecureSource Link is a stand-alone connection that does not require SecureSource Terminal.

Q. How does SecureSource Link work?

A. SecureSource Link works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from an Online Seller's own secure transaction page, or it displays a customizable transaction page hosted on a secure, proprietary Wells Fargo SecureSource Payments server, for the customer to fill out.

  • All customer information is encrypted and sent to a secure, proprietary Wells Fargo SecureSource Payments server.

The server sends credit card or electronic check data, and customer information to the appropriate card issuer or bank, using a secure, proprietary connection.

When the online process is complete — this takes seconds — the customer receives an approval or decline response and the Wells Fargo SecureSource Payments server stores the transaction.  Transactions are automatically settled each day and are funded based on the terms and conditions on the pricing page.  You can check the status of transactions or run reports on past activity by going to the Wells Fargo SecureSource Payments Web site and logging on with your password.

Q. Sometimes I receive telephone orders.  Does SecureSource Link allow me to process phone orders?

A. Yes.  SecureSource Link allows you to use the SecureSource Terminal to enter payment information manually if your receive phone orders.

Q. How do I link my Web site to SecureSource Link?

A. In order to link your Web site to SecureSource Link, your Web site designer or developer simply inserts a few lines of HTML code onto your transaction page (the Wells Fargo SecureSource Payments service provides you with this HTML code).

Below is an example of the basic code that must be implemented to link to SecureSource Link:

<form action="https://secure.wellsfargosecuresource/gateway/transact.dll">

<input type="hidden" name="x_login" value="MyLoginID">

<input type="hidden" name="x_version" value="3.0">B

<input type="hidden" name="x_show_form" value="payment_form">

<input type="hidden" name="x_amount" value="1.00">

<input type="submit" value="Click Here to Continue">

</form>

Q. I have my own shopping cart software.  Will SecureSource Link work with my existing shopping cart?

A. SecureSource Link supports and easily integrates with most available shopping cart software.

For more detail or apply for a merchant account please click Merchant Account (instant approval).

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