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General Questions

Q. What do I need to submit an Online Seller Enrollment Application?

A. To submit an Online Seller Enrollment Application, the following criteria must be met:

  1. You can answer "Yes" to all of the following:

·         I am the owner of the business, sole proprietor; or if other type of business, I am officer or director of the business that is authorized on behalf of the business to submit this Online Seller Enrollment Application.

   I am over 18 years of age.

  The checking account from which my monthly Online Seller Account Fees will be deducted, and to where my sales receivables will be sent is my personal or business checking account.

and

  1. You have the information listed in the checklist on hand.

Q. How long does it take to fill out an Online Seller Enrollment Application?

A. If you have all the checklist information, completing the application should take approximately five minutes.

Q. What happens when I submit an Online Seller Enrollment Application?

A. When you submit an Online Seller Enrollment Application you receive a response regarding your enrollment status in seconds.  At the same time, if you are approved, the one-time Seller Enrollment Fee will be deducted from the bank account number you provided in the Online Seller Enrollment Application.

Q. I have been approved for the Wells Fargo SecureSourcesm service.

A. The one-time Seller Enrollment Fee will be deducted from the bank account number you provided in the Online Seller Enrollment Application.

Q. I have been approved and I have accepted the Seller Agreement.  When may I begin to use the Wells Fargo SecureSource Payments service to accept, screen, process and settle my online payments?

A. You may begin accepting payments online with the Wells Fargo SecureSource Payments service immediately after you accept the terms of the Online Seller Agreement, and complete the technical integration required to connect to the Wells Fargo SecureSource Payments service, using SecureSource Terminal, or SecureSource Link.

Q. What kind of hardware and software do I need to use the Wells Fargo SecureSource Payments service?

A. The Wells Fargo SecureSource Payments service works with any Web browser.

Q. What is the Wells Fargo RiskAssessorsm system?

A. The Wells Fargo RiskAssessor system is a proprietary Wells Fargo risk and fraud technology that is U. S. Patent Pending.  This system fraud-screens, assesses and flags enrollment and transaction data that might otherwise go un-noticed through usual processing channels, and result in a fraudulent charge or purchase.

Q. Can I share an Internet Seller account with other Sellers?

A. No.  Doing so is referred to as "factoring".  This is against Credit Card Association regulations and may result in the termination of your Online Seller Account.

Q. What happens when I apply to become a registered Seller with the Wells Fargo SecureSource Payments service?

A. Wells Fargo examines a number of criteria before it approves an Enrollment Application and registers a Seller.  Wells Fargo provides customers with a private, secure online payments service that minimizes risk and fraud.  Some of the criteria Wells Fargo examines, includes but is not limited to:

  • Agreement with Seller policies

  • Risk and fraud analysis of offline and online business practices

  • Agreement with billing procedures

 Q. Are there any restrictions on what I can sell?

A. Any customer who knowingly and deliberately supplies false information to Wells Fargo in the Online Seller Enrollment Application or transaction process will be denied access to the Wells Fargo SecureSource Payments service.

Sellers cannot use this service to engage in the selling and/or distribution of specific types of goods and services, such as:

  • X-Rated and pornographic material of any type, including child exploitation

  • Adult membership sites

  • Adult related products

  • Audio text

  • Custom golf clubs

  • Gaming, lottery

  • Sweepstakes

  • Pyramid schemes

  • Escort services

  • Credit card insurance programs

  • Online trading (brokerage)

  • Travel and travel related businesses

  • Airlines

  • Videotext

  • Mail order herbal remedies

  • Multi-level marketing companies

  • Online newsletters

  • Materials and/or information that is considered grossly offensive or libelous

  • Illegal substances and/or activities

  • Products and services that infringe on the trademarked or copyrighted property of others

  • Any product or service that presents an unacceptably high risk of purchaser disputes

Q. I have another Online Seller account.  Can I use my existing Seller account with Wells Fargo SecureSource Payments?

A. No, you must apply for a new Seller account by completing the Online Seller Enrollment Application.

For more detail or apply for a merchant account please click Merchant Account (instant approval).

 

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